Important Disclaimers

Past performance does not guarantee future results

Financial planning involves risk and individual circumstances may affect outcomes

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

This disclaimer outlines the terms and limitations regarding the use of information and services provided through our platform.

Information Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness, accuracy, or reliability of any content presented on this website.

  • Market conditions and regulations change frequently
  • Individual financial situations vary significantly
  • Third-party information sources may contain errors

Limitation of Liability

Our liability is limited to the extent permitted by Malaysian law, and we exclude certain types of damages and losses.

We exclude liability for

  • Indirect or consequential losses
  • Loss of profits or business opportunities
  • Data loss or system interruptions
  • Third-party actions or omissions

Not Professional Financial Advice

Our services consist of general financial discussions and consultations. We do not provide specific investment advice, tax guidance, or legal recommendations.

Always consult with qualified professionals for specific financial, legal, or tax advice tailored to your circumstances.

External Links

Our website may contain links to third-party websites for your convenience and information.

We are not responsible for the content, accuracy, or practices of external websites linked from our platform.

Results and Outcomes

Financial planning outcomes depend on numerous factors including market conditions, personal discipline, and economic changes beyond our control.

Individual results may vary based on personal circumstances and market conditions

User Indemnification

Users agree to indemnify and hold harmless Seravynthilo and its affiliates from any claims arising from their use of our services or violation of these terms.

Jurisdiction and Governing Law

These disclaimers are governed by Malaysian law and subject to the jurisdiction of Malaysian courts.

Governing Law: Laws of Malaysia

Legal Jurisdiction: Malaysian Federal Courts

Local regulations and consumer protection laws may provide additional rights

Severability

If any provision of this disclaimer is deemed invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Modifications to Disclaimer

We reserve the right to update or modify this disclaimer at any time. Changes will be effective immediately upon posting to our website.

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

Questions About This Disclaimer

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information below.

Email: info@seravynthilo.com

Phone: +60 12 6170 4265

Address: 15 Jalan Sultan Ismail, Kuala Lumpur 50250

Last updated: July 21, 2025

Professional financial planning subscription service helping individuals achieve better financial outcomes through personalized consultations and strategic guidance.: Professional financial planning subscription service helping individuals achieve better financial outcomes through personalized consultations and strategic guidance.